Today’s vehicle owners need to ensure that they get the facts about auto insurance. There are a lot of misconceptions about it that are usually passed from person to person by word of mouth. Some of these misconceptions have been circling around the “rumor mill” for many years. It is time to set the records straight. When in doubt, ask an auto insurance agent to get the correct information. The following points represent a few unfactual things some individuals believe about auto insurance.…
Home insurance is often required when you have a mortgage and will protect your home from all sorts of disasters. However, you may need to purchase additional coverage if you have another structure that is not directly attached to your home. This is referred to as “other structures” coverage and is an additional policy you will need to select.
Why You May Need More Coverage
Insurance coverage for external structures is important.…
When you’re buying your first home, the home insurance process can be overwhelming and confusing. You don’t have to be intimidated by it, though. If you want to ensure that you get the coverage that you need from your home insurance policy, there are a few things that you need to know. Here are a couple of tips to keep in mind as you shop for homeowner’s insurance.
Clarify Your Dwelling Coverage…
Are you looking for ways to save money on your auto insurance? With the help of the five tips below, saving money on your auto insurance can be easier than you ever imagined.
Tip #1: Always Participate In Safe Driver Programs
Many car insurance providers offer you the ability to qualify for a safe driver discount that has the potential to significantly lower the cost of your policy. In most cases, this discount is awarded to people who choose to utilize the company’s safe driver mobile app.…
Driving a commercial truck can be a rewarding career to pursue, but it can also come with the risk of being involved in an accident. Due to the large size and immense power of commercial trucks, it is essential for drivers to make sure that they are fully insured. However, when shopping for commercial insurance coverage, there are some unique coverage needs that these drivers will have to be mindful of as they are shopping.…
Most business owners have a general idea of what cyber liability insurance is, but few understand the importance of having it. Cyber liability insurance provides protection against the risks associated with cybercrime, including data breaches, hacking, and ransomware.
Take a closer look at what cyber liability insurance is and why your business needs this coverage.
The Risks Associated with Cybercrime
Cybercrime is a serious issue that can pose many risks to individuals and businesses.…
If you are running a business, you will want to take steps to ensure that you are running that business in the best manner possible. One of the ways to ensure you are running an effective business is by having the right insurance policies. One of the types of commercial insurance policies you will want to carry as a business owner is a general liability insurance policy. It can provide your business with many benefits.…
Many first-time homebuyers don’t consider their insurance costs when they get ready to close on a new house. While you probably know all about DTI (debt-to-income) ratios, you may not realize that your lender will look at your house insurance to determine if you can afford your monthly payments. High insurance costs can add extra closing challenges if you’re already at the limit for a loan.
While insurers will usually work with you to bring your costs down, some options are better than others.…
If you’ve submitted a claim to your insurance company, but they’re playing hardball with your settlement, it might be time to bring in an expert. You might think that you can handle an insurance claim on your own, but that might not be the case. In fact, some insurance claims require the assistance of a damages expert. This is especially true if you want to avoid serious problems with your insurance claim.…
