Problems With Your Insurance Claim? Signs You Need To Hire An Insurance Damages Expert

If you've submitted a claim to your insurance company, but they're playing hardball with your settlement, it might be time to bring in an expert. You might think that you can handle an insurance claim on your own, but that might not be the case. In fact, some insurance claims require the assistance of a damages expert. This is especially true if you want to avoid serious problems with your insurance claim. Unfortunately, you may not always be able to tell when you need a damages expert. If you're experiencing any of the issues described here, now's the time to hire an expert. They can help you get what you deserve from the insurance company. 

They're Denying the Official Damages

If you've suffered damages to your property, and you're trying to get the insurance company to cover the loss, you need to pay close attention to the actual damages. Once you submit your list of damages, the insurance company will go over each item on the claim. Unfortunately, your insurance company might not approve each one of the damages. In fact, they may try to remove them from the list altogether. If that's happening, you need to hire a damages expert right away. They can work to ensure that all of your damages are included in the claim. 

They've Offered Less for Property Loss

If you've submitted a claim to your insurance company, but the settlement offer won't cover your actual damages, you need expert help with your claim. It's not uncommon for insurance companies to offer unfair and unrealistic settlement offers. Unfortunately, those offers aren't always enough to replace your property. One of the benefits of working with a damage expert is that they know what your property is worth, and how to get a fair settlement offer from the insurance company. 

They're Demanding an Official Statement

If your insurance company has suddenly demanded that you submit an official statement regarding the incident, don't proceed until you speak to an insurance damages expert. In most cases, insurance companies can proceed without a written statement. If your insurance company refuses to offer a settlement without the statement, they could be trying to offset their damages by putting the blame on you. Before that happens, hire an insurance damages expert.

They've Refusing Your Medical Claims

If you were injured in an accident, and the insurance company has refused to accept your medical claims, now's the time to hire an insurance damages expert. This is especially important if the insurance company refuses to authorize any medical treatment you might need, or if they're not paying the full cost of your medical care. 

For more information, reach out to an insurance damages expert near you.