Most people only think of boat insurance as something that protects your boat if it sinks during a storm, runs aground, or is involved in a catastrophic accident. The truth is that the right boat insurance policy offers so much more than that. More importantly, depending on where you live, boat insurance may be a legal requirement. Regardless, it is always wise to protect your investment with adequate boat insurance that includes the following types of coverage that go beyond the basic expectations.…
Auto insurance is widely available from many different insurance companies, and there are a few different ways that you can go about purchasing a policy. If you’re interested in a new auto policy, consider which of these three methods of purchasing coverage is best for you.
1. Direct From the Insurance Company
Auto insurance policies can be purchased directly from the insurance companies that offer them. Simply contact the insurer that you want to go with, and discuss what coverages you want to carry with one of their representatives.…
If you need to obtain SR22 insurance, you likely have been in a traffic-related incident. This insurance is commonly associated with individuals who have received a DUI conviction. However, SR22 may also be a state requirement for other issues such as repeat traffic tickets for the same offense or serious accident with significant property damage or bodily injury that was caused by driver errors. The following points serve as a basic foundation of a better understanding of SR22 insurance.…
If you own a vehicle, it is important to understand exactly how your car insurance policy works. Understanding, exactly how your insurance policy works will help you make more informed decisions about your coverage.
Important Thing #1: You Need to Keep Consistent Car Insurance
First, it is important to realize that you need to keep consistent car insurance. You can’t let your car insurance lapse for a few months just because you don’t feel like driving.…
Seeing the police car behind you with the lights on is probably not something you want to experience if you have alcohol in your system. People who get pulled over after drinking generally end up with a DUI. If you recently got a DUI, you might be wondering what will happen to your car insurance. It is hard to say what will happen for sure, but here are several things you should know.…
Businesses can find themselves liable for the damages that result from errors that are made in the process of providing a service to customers and clients. To minimize these risks, it is advisable for most professionals to carry liability insurance that can shield them from many of these concerns.
Protect Your Business Against Lawsuits Due To Errors Or Malpractice
One of the biggest professional threats that you may face can eb the risk of a client or customer pursuing a lawsuit to recover damages that resulted from mistakes or other errors that you made in the course of providing service to them.…
Good homeowners insurance is one of the most important ways you can protect your family and your financial investment. But to choose the right insurance coverage and take full advantage of it when needed, the homeowner needs to know how their insurance coverage works. To help you learn what you need to know about your coverage, here are the six main components to look for.
1. Dwelling. Dwelling coverage is, as its name suggests, the main insurance coverage for your home.…
Are you ready to move into the custom home you just hired a contractor to build for you? If so, and if you are planning on keeping your existing home as a rental property, you might be wondering if you can just keep the same homeowners insurance policy on the house. The short answer is no — you cannot keep the same policy on the house. Here are some things to know about your insurance needs at this time.…
If you have bought a new construction or you are constructing a home, you need to insure it just as you would an existing home. Don’t assume that your home doesn’t need insurance coverage because it is new. Below are some of the things you should know about insurance for a new home.
It’s A Lender Requirement
If you are buying the home on a mortgage, the lender will require home insurance.…
