Have you recently bought a home and purchased your first home insurance policy? You might have concerns about what is actually covered by the policy and what is not. While you can read the entire policy from beginning to end, it may not answer the questions you have. Contact your insurance provider and ask these questions to get a better understanding of personal property coverage.
Do Some Personal Property Items Have Coverage Limits?…
If you operate a business in the food industry–say a restaurant, for example–you should train your employees to help you avoid business liabilities. This is because your employees may commit acts of negligence for which you may be held liable if they aren’t well trained. Here are a few specific issues that the employee training should touch upon:
Food Handling
Since the main business of a restaurant is to serve food, you need to be on the lookout for food-related injuries at all times.…
If you are shopping for commercial general liability, you should not just focus on the overall coverage limits, but also the sub-limits that may apply to different categories of risks. Here are some of the sub-limits that may apply to your case:
Advertising or Personal Injury Limit
Advertising or personal injury claims arise when someone accuses your business of causing them injury via false, inadequate or misleading advertisement. An example is a case where you get accused of brushing over the dangerous side effects of a drug during its advertisements.…
